Obtaining a French mortgage for property in the Loire

The Loire region of France is dominated by its namesake, the river Loire which winds its course south to north through the area. It is split into three arrondissements, the Arrondissement of Montbrison, Arrondissment of Roanne and the Arrondissement of Saint-�tienne. The region, apart from having the longest river in France, 629miles, is best known for its magnificent chateaux with more than a thousand scattered along the banks of the Loire and within its rolling green hills.

Once known as the valley of the kings, owing to 15-18th Century French royals’ having used the region as their playground, the Loire is still as captivating now as it was to the royals all those years ago. In fact, central Loire was named by UNESCO as a World Heritage Site due to its exceptional cultural landscape; comprised of historic cities and villages, great architectural monuments and lands that have been shaped by centuries of interaction between local populations and their physical environment.

Given its history and beauty, taking out a French mortgage in the Loire region is not as expensive as one may have thought; prices are less than Paris and are comparable to the regions of Brittany and Normandy. There are certain areas that attract the interest of second home and holiday buyers in particular the towns of Angers and Saumur in the Maine-et-Loire area. Also the city of Tours, known as the ‘Paris of the Loire’ with its cosmopolitan attitude and diverse atmosphere attracts many buyers looking for a mortgage for a French property.

Lastly Nantes – the ‘most liveable city in Europe’ 2004 according to Time magazine – with art galleries, theatres, museums, cinemas and opera house, and with the Loire river running through it, is an ever popular property hot spot and as such prices have risen rapidly in the last decade. Nevertheless, the metropolis is still proving to be ever popular so investment in a French property mortgage here is still seen as a wise choice, be it as a second home, holiday let or re-location.

If you are interested in purchasing a property in France and would like help to get the best French mortgage deal possible, then get in touch with Conti the UK’s leading overseas mortgage specialist and let us help you through every step of the way.

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